Gina Morais

CFP®, CEPA®, CWS®

Private Wealth Advisor, Financial Advisor

[email protected] | 925.866.7800

As a cancer survivor and a dedicated provider for her family, Gina leaves nothing to chance. Her journey through cancer treatment and the accompanying uncertainties have reinforced her belief in the critical importance of financial planning through informed decisions. Her family is her top priority, a sentiment she extends to her clients. Gina’s mission is to ensure that families are always well-cared for—today, tomorrow, and always.

 

Through meticulous planning, Gina assists clients with two of life’s three pillars: health, wealth, and family. Recognizing that life can change unexpectedly, she creates tailored paths to help clients achieve their financial goals through investment management, risk management, retirement planning, and legacy planning. The financial planning process, which Gina firmly believes in and adheres to professionally, is the cornerstone of her approach to assisting clients with their financial decisions.

 

Gina’s attention to detail and unwavering desire to help others enable her to craft specialized plans that lay a solid foundation for her clients to achieve life’s significant milestones. She cherishes hearing stories of clients sending their children to college, enjoying travel, retiring early, and spoiling grandchildren.

 

In 2025, Gina was honored as one of Forbes’ Top Women Wealth Advisors and earned the Private Wealth Advisor designation from Raymond James. This designation reflects her expertise in managing the financial concerns of families, individuals, and organizations of significant wealth, as well as her mastery of the methods and resources necessary to support their complex financial needs.

 

Gina joined Summit in 2012 and holds a bachelor’s degree in financial planning from Franklin University. Outside of the office, she enjoys spending time with her husband, Tony, and their three children, AJ, Kylie, and Danika.

 

 

Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.

Gina holds WA Insurance Lic.#928062 and CA Insurance Lic.#0K55588, and Series 7 and 66 securities registrations.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Private Wealth Advisor is a designation awarded by Raymond James to financial advisors who have demonstrated mastery in anticipating and managing the expansive financial needs of high-net-worth individuals, families and organizations. The 2025 Forbes Best-in-State Top Women Wealth Advisors list, developed by Shook Research, is based on the period from 9/30/23 to 9/30/24 and was released on 02/11/2025. 48,220 nominations were received and 2,436 women won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. Compensation provided for using the ranking. More: https://bit.ly/4hhgWgi. Please see https://www.forbes.com/lists/best-in-state-women-advisors/?sh=64b505e81d11 for more info.

 

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